Was there this past Tue & the Sat before .... Sat water temps = 75-76deg ... Tue 73deg
Should be down from Tues reading, so it should be close (if not already started).
No guarantees, but :
One way to find out is sling some spinnerbaits in the standing timber & see if you get bit. LOL !! (that's how I always fished for them in Oct ... but, that's been a few years)
I was Crappie fishing, and all the Bass anglers I talked to were picking up mostly short fish, if anything. And most of them were throwing cranks & worms (on open banks).