Add Green River and Rough River and I think excluding the lakes that is about as good as you're going to get. Asked some similar questions not long ago and the concensus seems to be it is very difficult but if you can hook up it is well worth it. Can tell you if you want to wade, the Licking around Falmouth (there are several good turns near and a huge S in Falmouth) and the Red River offer great wading opportunities. If you can't grab any muskie's you can at least nab some nice smallies. Not sure where you're located but D1ck at Forward Cast in Louisville has a nice muskie landed on a fly on the wall in his shop, maybe stop by and talk him up if it's convenient.