well since the only lake i know much about is taylorsville i would go there i would make about 15 jugs for the catfish and i would try fishing crappie while i had my jugs in sight i like throwing shiners as far down from my bobber as i could manage next to stumps and other cover back in one of the many inlets this can catch anything crappie bass and cats and if you have a cat pole you might wana just throw it over the edge of your boat and let it drift down deep. but you gotta keep an eye on them jugs somtimes if you hit em right it can be non stop!! for the jugs i would use spam and cutbait maybee liver magic stink bait works good for me here also. if you wanna catch alot of hybrids try trolling white twister tail as slow as your motor will allow stay about 30 ft or so off the bank and follow it you shouldnt have a problem catching your fair share of fish if you do this
as far as time of day hell why not all day as fat dan says fish to live live to fish