As far as I'm aware, you can fish the banks of the Ohio on both sides of the river with either License. But if you go into any creek on any creek that is actually in the other States boundary, i.e. a creek that goes into Indiana, say the Quarry, 14 mile creek you got to have an Indiana License. If you go into Harrods creek you got to have a KY License. But all banks lining the Ohio River itself are fish-able with either License.



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