I have a friend who is part owner in a boat dealership. I asked him why not sell boats in the 18.5 foot rage with 150s on them so people can afford them his reply was we can't sell them had one sit for over a year all everyone wants are the 20+ footers with the big engines. I think you miss understood part of my original post Geo fisher i have a 17.5 with a 115 that has been paid for awhile. I to don't understand the thought of long term loans for boats. People can fish a lot cheaper than 50-60 thousand plus.