Affordable Care......NOT so Affordable.

[psprowler]

About 8,800 for me on the bronze plan if I chose just to insure myself. That is yearly premium + max out of cost. Around $730ish per month just in my head. That'd be $365 a pay period for a 2 week pay period.

Not real sure how that would compare to a private insurance plan before all the Obamacare talk. I've always been on my wife's plan so I've never had to shop for that.

[SLP]

I currently buy my own insurance and pay about $1300 a month for a family of four. This for a plan with a pretty high deductible just to keep it that low, and it is due to go up again this coming January. I went online to check out the rates on the Kentucky exchange and every option but one was less than I currently pay. One I believe was for only $563 per month, but many choices under $900/month. I haven't had the time to do any in depth research, but my first opinion is that we will be able to save a lot if we switched. All along I have been of the mindset that I wouldn't want to switch, but now I have to seriously look into it as an option if I can save that kind of money.

[jcb]

I've been shopping rates for my employees since it opened. We have a truly excellent group plan at present.

There are two - TWO - platinum (high end) plans offered on the exchanges, both by the same company. They are limited to HSA and HRA plans.

Premiums = lower.
Out of pocket = higher. Even on the platinum plan, if a woman has a baby, for example? Almost $3000 out of pocket, right off the top.

The exchanges primarily do two things: (1) shift the cost of medical care from premiums to fee for service and (2) start the process of disengaging health insurance from the employer, paving the way for single-payer down the road.

[Moveon]

I currently buy my own insurance and pay about $1300 a month for a family of four. This for a plan with a pretty high deductible just to keep it that low, and it is due to go up again this coming January. I went online to check out the rates on the Kentucky exchange and every option but one was less than I currently pay. One I believe was for only $563 per month, but many choices under $900/month. I haven't had the time to do any in depth research, but my first opinion is that we will be able to save a lot if we switched. All along I have been of the mindset that I wouldn't want to switch, but now I have to seriously look into it as an option if I can save that kind of money.

I think we will all find out that Romneycare will help lower the costs of health insurance over the long haul.

There will be glitches in the online web site as there are so many more people visiting the site than expected. That will all get fixed.

This county should have the best medical care available for everyone not just a few people.

[DJD]

I think we will all find out that Romneycare will help lower the costs of health insurance over the long haul.

There will be glitches in the online web site as there are so many more people visiting the site than expected. That will all get fixed.

This county should have the best medical care available for everyone not just a few people.

Who do you think is left out right now?? Would a person who cannot afford anything but a very high deductible plan and cannot cover that during a major medical need be considered left out???

[jcb]

I think we will all find out that Romneycare will help lower the costs of health insurance over the long haul.

There will be glitches in the online web site as there are so many more people visiting the site than expected. That will all get fixed.

This county should have the best medical care available for everyone not just a few people.

^^ That's one of those statements that sounds so commendable, how could anyone have an issue with it? And it sure would be nice, I agree. The problem is, there is no law that can ever eliminate the buying power of wealth. The "rich" are always going to have better medical care than the common folk. It's true in America today, it's true in Socialist Russia, it's true in Communist China, and it will be true after 20 years of Obamacare.

The real problem isn't the cost of health insurance, it's the cost of health care. After exhaustive research, I've taken the time to list below the ways that the 10,000+ pages of Obamacare regulations deal with rising health care costs:

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