It's getting to the point where I use my credit card (Cabela's VISA, by the way) for everything....and I mean everything. I never use my debit card online and am getting to where I don't use it in the store much. I'm opting to put in on the credit card, earn the rewards points, and pay the bill off when it comes.

I've heard too many horror stories about people who lose the balance of their checking account or savings account and don't get it back.

At least with a VISA, if somebody steals it and racks up a bunch of charges....I aint paying it and will dispute it until they put me in the grave.

This stuff *****.