Believe me some pretty bad thoughts went through my head as I'm pretty hot headed. lol The truck I think can be fixed, but the boat is a lost cause for sure.
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Senior Member
Believe me some pretty bad thoughts went through my head as I'm pretty hot headed. lol The truck I think can be fixed, but the boat is a lost cause for sure.
Senior Member
If you get pushed around I would take him to court because he had no right to be behind the wheel in the 1st place. I would have a new Ranger rung out of his hide!!
Shawn
Senior Member
Kudos to you for not stomping the drunk! Of course it would be really difficult to get very physical.....you know....with your neck and back hurt so bad.....just sayin
Senior Member
Nobody was hurt & I still had full coverage on my truck which I haven'towed on for years. Maybe that will help. I don't know.
Senior Member
I believe that was a hint as to be like ohhhhh WHIPLASH!!!Originally Posted by Les Young
Senior Member
the only way to get full value for your stuff is to claim some bodily injury. otherwise they will only pay book value for your boat which you can't replace for that amount. you need to decide on replacement price and threaten lawsuit if they don't agree. you have the upper hand right now but DO NOT SETTLE on boat/truck value separately from complete settlement. USAA insurance screwed me big time on a similar deal. if they send you a check for boat, don't cash it until final settlement.
Senior Member
Thanks & I already had a feeling they would try that.
Senior Member
dragmark is right book value is all they will try to pay!!! been thru this on a new car only had it for 6months! and it was totaled :-( after all said I was left still owing 4500!!! and with no ride!!! good luck sir.
Senior Member
Well now that it has been discussed in a public forum, and that is COMPLETE and UTTER insurance fraud, I'd wait until things are settled insurance wise then go after him in civil arena's.
One thing else.........in the future, and obviously it doesn't help you now , but OVER INSURE. I insure for replacement value, and check coverages on my boat and contents every couple years.
I sure hope it all works out for you.
Later,
Geo
Senior Member
What will be will be I guess I just hope they don't try to jerk me around & I can find something as good mechanicly as what I had. As faras looking great mine did. Lots of folks couldn't believe it was a 95 model. Just want to get it over with, but absolutley will not roll over either. lol I was thinking of going to a 19 or 20 footer anyway as soon as possible, but preferably a nice older 201 or 200 Pro with a newer year model motor,a TR 20 or a nice older Bullet. Guess maybe it will be sooner than later now, but sure didn't want to turn loose the funds right now as I'm getting ready to build a 28 X 32 polebarn garage to park the wifes car & my boat in. You know their gonna try to gig me for sure on the Humminbird. lol
Senior Member
look for some fishing pics that might have the finder in it. Those pics should be enough to prove what you had.
Keep looking for the boat. I've seen a few nice ones on this board for sale, and I know a couple guys here who have purchased stellar boats.
I passed up on one a few months ago that was 20ft skeeter 15 yrs old.......only used 3-4 times a year. It was in stellar shape.
You can find them.
Later,
Geo
Senior Member
Many years ago I was insured by allstae, so was the car behind me.He got hit by a semi, which kept going. I got the smelly end of the stick. I promised allstate if I' ever hit by an allstate driver I'll spend the rest of my life suing them. The agent told me " that's what makes the rates go up" I said I'd be able to afford them after the suites.
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