You are right on with the best method for removing loops but what about a little more thought on why there are loops. First thoughts are line twist which is true but what happens is when you make a cast and start reeling which snaps the bail closed if you have any slack in your line a loop can form. If you snap you bail a little sooner -- as your lure is landing and still has some forward momentum -- it tends to keep the line tight resulting in few loops. I have noticed a lot of rookie casters will let their lure hit the water and may even move the rod before closing the bail and they get a lot more loops. Another thought is if you are getting loops as you close the bail just reach down and pull any slack out of the line before you start your retrieve...

kc