Quote Originally Posted by sweetwater View Post
Under the rules of the Affordable Healthcare Act (Obamacare) it's possible that your friends desire to change insurance coverage's so they can save money may not be listed as a qualified life event therefore the spouse's insurance company would not be allowed to accept your friend until they have an open enrollment period. If your friend wishes to drop Wal-Mart's coverage while still employed there and without first being accepted into another company coverage then it's likely Wal-Mart would not be allowed to discontinue their coverage. Just another case of a working person getting screwed by the gubment.

It is not a qualifying change.

If the wife just picked up insurance or just enrolled in different insurance, then he could drop the wally world insurance and pick up his wife's.

In actuality , Wal-Mart is probably protecting this guy from himself. If he dropped the wally stuff, and then went to pick up the wife, if the wife is not in enrollment, then he'd be out of insurance, and would NOT be able to get back on Wally and would NOT be able to get in the exchanges, and would probably have to pay a penalty.

Insurance is a MESS.......and gubment sure didn't help it any.

Later,

Geo.