can they do this?

[waterdog101]

Under the rules of the Affordable Healthcare Act (Obamacare) it's possible that your friends desire to change insurance coverage's so they can save money may not be listed as a qualified life event therefore the spouse's insurance company would not be allowed to accept your friend until they have an open enrollment period. If your friend wishes to drop Wal-Mart's coverage while still employed there and without first being accepted into another company coverage then it's likely Wal-Mart would not be allowed to discontinue their coverage. Just another case of a working person getting screwed by the gubment.

my friends and I were talking about car insurance, and I told him I had carried insurance with the same company for the past 15 plus years, and I changed companies and saved myself a little over 700.00 ever 6 months, thats when he said they need to cancel one of the health insurance policies, to save paying the two premiums, they both carry the family plans, and each are covered under both plans, a couple weeks later he told me that wal-mart told him that he couldn't cancel, until next November during open enrollment, I can see during open enrollment you choose a plan, that last for a year and then you can change it the next year, for a better plan or one of less coverage, but not being able to cancel it at any time you please, now that stinks..

[GeoFisher]

my friends and I were talking about car insurance, and I told him I had carried insurance with the same company for the past 15 plus years, and I changed companies and saved myself a little over 700.00 ever 6 months, thats when he said they need to cancel one of the health insurance policies, to save paying the two premiums, they both carry the family plans, and each are covered under both plans, a couple weeks later he told me that wal-mart told him that he couldn't cancel, until next November during open enrollment, I can see during open enrollment you choose a plan, that last for a year and then you can change it the next year, for a better plan or one of less coverage, but not being able to cancel it at any time you please, now that stinks..

Car insurance and Health Insurance is like apples and oranges. If we treated car insurance like health insurance, then your auto insurance would pay for oil changes, and new tires, and balance and rotation, and , and, and and.

AND that insurance would be about 500/month......

Car insurance pays when you burn your car down, or someone steals it, or when you crash it, or someone ELSE crashes it.

Health insurance.......don't even get me started, but it should only cover when you nead a lung or cut off your leg, or break your back, etc, etc, etc, etc,.....