Quote Originally Posted by waterdog101 View Post
my friends and I were talking about car insurance, and I told him I had carried insurance with the same company for the past 15 plus years, and I changed companies and saved myself a little over 700.00 ever 6 months, thats when he said they need to cancel one of the health insurance policies, to save paying the two premiums, they both carry the family plans, and each are covered under both plans, a couple weeks later he told me that wal-mart told him that he couldn't cancel, until next November during open enrollment, I can see during open enrollment you choose a plan, that last for a year and then you can change it the next year, for a better plan or one of less coverage, but not being able to cancel it at any time you please, now that stinks..
Car insurance and Health Insurance is like apples and oranges. If we treated car insurance like health insurance, then your auto insurance would pay for oil changes, and new tires, and balance and rotation, and , and, and and.

AND that insurance would be about 500/month......

Car insurance pays when you burn your car down, or someone steals it, or when you crash it, or someone ELSE crashes it.

Health insurance.......don't even get me started, but it should only cover when you nead a lung or cut off your leg, or break your back, etc, etc, etc, etc,.....