I'm from Richmond and catfishing is probably my favorite. I have had good luck on channel cats at Jacobson Park. Look up the stocking dates on the KY fish and wildlife page. I noticed I caught the most fish within the first week after they stock. It's a heavily fished lake. Last year they stocked once a month in the spring and summer months. They can always be caught but in my experience that's when I caught the most. I was at Wilgreen Lake crappie fishing the dock the weekend before last and saw two boats come in. BOTH boats had a blue cat they had caught and they were both 20 or 25 fish. Cutbait they said. It's pretty limited bank access though which *****. My friends parents used to run the dock there and live in the house that sits close to it. They sold it and the best bank fishing for cats is behind their house. The previous owners didn't care as long as you weren't loud and picked up your trash. I have no idea if the new owners would run you off or not. There's a pretty beat-up path to it and it's not extremely close to the house but it is in their backyard. As far as paylakes goes there is a newer place in Berea called Rose's. I have not been but I have heard good things. They have a facebook page.