Hit on a topic of conversation with the wife the other night and wondered what others thoughts may be. Say you have a $30,000 bass boat. which would be easier for you to do? Loan it to a friend or to a family member? My stance was as follows...It would be easier for me to loan it to a friend than a family member. If something,regardless,would happen to the boat, a friend would do whatever it took to make it right. "My" family members would say Oops, sorry and that would be it. What our your thoughts, no arguments intended.