My take on a boat has always been that if I can't pay for it in cash that I can't afford it. I really enjoy my boat but for the 15 days a year it hits the water in no way can I justify massive payments. About 2 years ago, I was able to move to the same strategy on cars. When you write a check for $30K, it really hits home how much money it really is and makes one think twice about the purchase.

My take on boats, long drives pulling a boat and running and gunning in the boat is that without fuel or technology advancements none of this stuff may be practical for a average guy in say 5-10 years. For me just to pull my boat down to Barkley and back plus 3 days boat gas is $250 to $300 not including lodging or anything else. Basically, a 4 day fishing weekend now costs me $400 even if I split part of the costs and that does not include depreciation of boat, truck, repairs, nothing.

I am interested in a new rig but won't even consider a new outfit till it becomes clear where gas prices will net out.