My first and only boat is the 96 stratos i now have,a 295pro with a 200 johnson.I bought it new paid 21,000 for it,got talked into the 12 yr loan and it was the wrong thing yeah you can pay it off early if you stick to that but i didn't this boat cost me out the #$$#@@.buy a good used that has lost the sticker shock save up and if you finance don't put taxes etc in the loan and cut the loan as short on years as you can afford i could have cut 4 years off mine by paying extra 75 a month but at 22years old and wanting a new boat not making alot of money you don't look at those things.
whisker