I love to fish in the rain also!(Rain means I don't have to work most of time).I have been caught in some really good storms,once at Dale with 4 to 5 feet rollers.I know there has been bigger waves but by the time we got to a safer place,we had about 6 or 7 inches of water over our FEET.So what I say is anywhere you can get safely,GET THERE and worry about the other stuff later.GOOD LUCK!!