I'm the "Tom" Don Smith refered to in his last reply. In order to hold any type of event on US Forest property, which Laurel Lake is part of, you must have an insurance policy to obtain a permit for that event. The person you want to contact is Jay Snyder at the US Forest Service at the London KY Office. He will give you all the info on what type of policy, in what amount the policy must be, and who needs to be on that policy.His number is (606) 864-4163 ext 102. It can be difficult to get hold of Jay because he is in and out of his office every day. Their office hours are Mon - Fri 8 am to 4:30 pm. If you don't get him, levae him a message and he will return your call. Hope this helps!
Tom