Refering to Kentucky Lake, I look for underwater points (sometimes called corners) that have stumps. The best seem to be those that have a steep drop from 5-8' to 20+ feet then throw 10 to 12" worms w/3/4 ounce weights, 3/4 ounce jigs w/pork and big tubes, all generally in darker colors. Less time fishing and more time lookings with a good depth finder is required here.