Quote Originally Posted by bull_bluegill View Post
Insurance is a legal scam anyway. They make you pay all these outrageous premiums, and when/if you do have to file a claim, they do everything in the world to keep from paying you for it.
You are so, so wrong on this one. About 3 weeks ago I had an accident which rolled our truck, 5 times, over a deep embankment. It totaled out the truck and came close to doing the same thing to me. The next day (Monday) my husband notified our insurance company and they took over handling all the claims and paperwork for us. On the second day after the accident the adjuster called and said the truck was totaled and told us what they would pay for it which was less that $3,000 of what we paid for it new. Within 4 days my husband bought another new truck because he was going back to Atlanta to work. On the ninth day we received a check that paid us for the wrecked truck. Because I am still seeing the doctor the medical part hasn't been closed out but they pay the bills as quickly as they receive them.

If you haven't had traffic accidents or citations, you may need to look for a better insurance company. If you have, you can expect to pay higher premiums.