I've had nothing but good results from Progressive... The one time I used them...Unfortunately I had to use my insurance. I was on Barren and ran over a floating log coming from the river after a heavy rain. Messed up the whole lower unit, prop, skeg. Called Progressive - they had an adjuster to the shop the next day. The estimate from boat dealership was over $3,000 - as soon as the boat was ready - the agent went and hand delivered the check and I was able to pick the boat up the day it was finished. A $500 deductable is much more managble for me than $3000 - especially when my policy is only around a couple hundred bucks a year. My rates didn't go up.

My local agent is out of Jamestown - I have had them for auto since I turned 16, but was living in Bowling Green when this happened so a Bowling Green agent dealt with everything.