I carry ins. on a $5,000.00 bass boat. The ins. costs $160.00 a year. The policy has a $50,000.00 liability and $1,000.00 medical for each person plus a $100.00 deductible. The policy also covers for loss of property and damage. I am going to remain insured, but this policy goes up a little every year and I've never made a claim. I was just wondering what everybodys outlook on boat ins. was and trying to compare prices. Thanks.