Ranger vs. Lincoln

[Mitchell-Ranger Boy]

Thanks to everyone for their thoughts and Prayers. I have the boat at a certified Ranger repair facility to check it out so that is a good thing.

Let's just hope that State Farm is willing to pay for all the damage that was caused.

Thanks again to all,

Mitchell-Ranger Boy
Ryan Mitchell

[NedFlanders]

Glad to hear everyone is ok..............

But remember one thing.........as the other party is at total fault ..accept nothing less than what you want as due compensation...........you have them at your mercy ..........and when it comes to insurance companies..thats a few and far between position...........

[18'stratos]

Glad you and everyone are ok. On the other hand I wouldn't settle for repairs! How about replacing it with a New One! Wasn't your fault.......

[Jabbo]

I'm sure glad everyone is okay!! Accident's are a horrible thing. I deal with them every day. oddly enough I am a special lines Insurance Adjuster for one of the bigger insurance companies. (special lines just means, Boats, Bikes RV's ETC.) Unfortunately you can't write your own ticket or dollar amount. What you can do is make sure that the "Farm" pays you the fair market value of your boat. They may use the NADA book or run a market search. (locate comparable boats) if yours is a total loss. If your boat isn't a total loss then they will pay for damages that restore you to pre loss condition. You get to choose the repairer so the quality of the repair depends on you and your choice of shop. If the shop does a poor job and State Farm pays the correct dollar amount for the repairs to be completed correctly they will bow out after the repairs are completed. After all, they let you choose the repairer. Remember if anything in the boat was damaged, they owe you for that too. The goal is to indemnify you.. If you have broken rods, electronics, Bass Tournament entry fees etc. These are all losses to you and they owe you for that. One last thing.. Because your trailer was more than likely hooked to a receiver type hitch that bolts directly to your truck's frame. I would suggest having your truck's frame rails checked. A well equipped body shop can do this for about 2 hours at their frame labor rate (usually about 50-70 dollars an hour) (State farm should pay for this too) This will ensure that your frame is still true and safe to haul your boat when it's ready for the water once again!!
Hope this helps you a little bit.

[smljaw]

Good to see you've finally joined this site! Now you'll know what I'm talking about when I tell you I picked up a great tip on fishin.com!