Ryan - Hate to say it but take her to small claims for the difference, it's cheap enough and I'm sure you have pictures of your boat. Call her and tell her what your going to do and see what she says if she hacks you off pay the $35 to file - to say the least you can try to recoupe some of the money you'll need. You also need to have your tow vehicle checked out to see if the frame is still straight, bumper is ok etc....