"Progressive Insurance" Repost...Please read

[Moose1am]

Get a Lawyer and sue them! That's the only way to talk to some insurance companies. It's the only language that they understand. The almighty dollar and the potential loss of the dollar shapes men's minds.

Ok, here it goes again. I recently returned from Barren river lake, and the day after, I noticed that my trailer was completely cracked in two. Not the axle, but the frame itself between the two wheels. (tandem axle)

I called my insurance company and they sent someone out to look at it. The first words out of his mouth are..."Looks like a manufactures defect to me." I get a letter in the mail the next day stating that it was caused by "Wear and Tear," and would not be covered. Keep in mind that this is my first ever claim on anything that I have ever owned. My boat is a 2001 Champion 206 Elite. It's not like its 20 something years old and worn out.

I've had three different Marine Dealerships look at it and say that they have never seen one break like that before. So to me that makes it a freak accident, and the reason I carry insurance is to cover me in case of any accidents.

I have a friend that hit a stump at Santee Cooper, and they used the "Wear and Tear" thing on him too.

I'm not on here to bash Progressive, but I do want to let everyone know how things are being handled. If they can come through and make things right, I'll be the first to let everyone know, but on the other hand, if they don't make things right, I will go out of my way to let as many people I can know how they operate.

Wouldn't you hate to think that you are paying for insurance to protect you, only to find out that your not getting what you payed for.

I will keep everyone posted on the outcome, and if you have had the same or similar situations with Progressive, Please let us know.

Thanks
Heath Martin
Louisville Ky
[email protected]
502-817-3826

[CTFSHWHISKER]

put some plumbers putty on it...good luck with them..