Quote Originally Posted by know1 View Post
ABSOLUTELY DO NOT PULL OUT OF ANYTHING ON YOUR 401K unless you're planning on retiring in the next year or so.

You need to think with your retirement in mind. It does not matter what's in your 401K today. It only matters what will be there when you retire.

If you sell today you are guaranteeing that you lost the "money" that resulted from the poor performance of the fund. If you keep the money there, then it's just poor performance and not lost money.
He didn't say a word about pulling his money out of his 401-k only changing how his dollars are being allocated. I can change my allocations every six months if I desire his is probably set up similar. I also totally disagree with your theory. If you are in a bad investment and it continues to tank how without changing it to something else or stopping it will you ever recover that money. Read what you posted and tell me if I'm misunderstanding you, I hope I am. If you are saying you are in a stock that has had poor performance for say a year and your loosing dollars everyday, are you saying stick with it and hope some day it gets better, uuuuhh what??