How we got here? The answer is plan and simple, nothing but pure GREED. Greed from both parties, corparate greed just plan ole simple GREED. Greed makes companys do thing that hurt the consumer, they lie, and cover up details and make false claims to get the consumer to use or purchse thier product, whether it be a car, boat or mortage, it is Greed that destroys people, read your bible Greed is a sin. One persons greed can effect others and that is wrong and is a crime, but not enforced. These major banks and lending instutions are to blame for thier own problems, due to they lied and falsified info to approve loans so that their CEO's could make millions, and now the gov wants to bail them out, tough. What about all the citizens that this has affected, lets not bail them out as they are just VICTIMS of these crimes. Yes this is a crime as deception for profit is a crime. These CEO's stole millions of dollars from the people and are in the process of stealing more, and should be punished instead of being rewarded. Blame it on Clinton, who just wanted for everyone to have a shot of the American Dream, you all know that dream, have a good job, own a home and 2.5 children, but the plan was flawed somewhat, but we pay for the poor's hsing anyway, HUD, etc. Blame it on the Dem's blame the republicians, when there is blame from one side it is just throwing the focus from the real problem, the more blame there is the more time there is not to address the real problem and come up with a solution, phsyc 101.The real issue here that has not even been touched upon, the cost of this WAR, 10 billion a mth is being spent to fight Bush's war. That is a lot of money is that not also putting use in the hole? We are now in a ression and almost a depression. I am so glad our leaders have OUR best intrests in mind and are working as a whole to get things done, {pun intended}.