As my son was trying to figure out how to deal with his wachovia problem, he noticed a heck of a lot of folks drawing oput a lot of money.When I told him he was safe because of multiple accounts in several banks, he asked me if i ever read the whole FDIC brochure.He said read it, its an eye opener.My fatherly advice to him was, go to gander mtn, buy several automatic pistols, lots of ammo, come down here and I'll teach you how to use them.Smith & wesson make one heck of a home insurance policy!