If you felt I called you a name I sincerely apologize. Never mind you've called me and others worse in the past, I apologize anyway.

Your statement that government retirement systems are the best is ignorant of the facts. Let me define that with no name calling intended. You made a statement while ignoring the facts.

For example, your retirement plan isn't run by the government. Surprise! It's administered by a board of trustees who contract it's various management aspects out to PRIVATE companies like Baillie Gifford (Scotland), Baring Asset Management (subsidiary of Massachusetts Mutual Life Insurance), Prudential Financial, Molpus Woodlands Group, etc, etc...

You starting to get the drift? PRIVATE companies manage your retirement plan, not Uncle Sam. Bet that ratchets up the the pucker factor eh?

The only 'retirement' plan run by the federal government is social security, and even you have to admit the future it has.

I'll make you a deal, you familiarize yourself with your own retirement plan, and I'll look up the word ignorant to see if I applied it correctly.