Nothing worse than a thief, except for a thief that steals fishing stuff. I wish you the best in dealing with your insurance, stay on them. I know everything physically attached to the boat (bolted, screwed in or glued) is considered part of the boat and not fishing equipment - so it should be covered. Congrats on the new baby - I would say your fishing time is limmited with that going on - so at least you have some time to deal with insurance.

I really hope everything works out, and hope the guy gets what he deserves.