Ok, well yesterday we got two forms in the mail from their insurance company. One is an odometer verification form and the other is a power of attorney form. The odometer verification form is simple. However, I called the guy that is handling the claim and told him I wasnt signing until we get a written offer. He emailed me the total loss report but at the end of it it says "all offers are subject to mileage verification and adjustments will be made accordingly." Im afraid once we send in the odometer verification form, "adjustments will be made accordingly" and we will end up less then what I'm being offered here. But really he didnt send me an offer, he just sent me a total loss form telling me how much my car is worth.

Secondly he wants us to take back the rental tomorrow because "we are refusing to sign" the power of attorney form. WTF? He said he would re-evaluate the rental once we sign and they get the form and that we would have three days after the receipt of funds to buy a car. I asked for an extension on that too because Im not rushing out and buying a car in three days and on top of that we are busy during usual dealership hours.

I have contacted a few attorneys but my mom said dont as the value of our car is only $4500 and she says we will get less after paying attorney fees and what not. Is that true?

Plus I would like compensation for the day I had to miss from work, the day my wife had to miss for school (we pay $24K a year for her school!), the two days we went with out a rental, and my wifes arm still hurts (she cant exercise like do a pushup or even pick up our 21mo old daughter with that arm).

Anyhow I know this isnt a legal board but hey I can still rant and keep a tip or two here and there right?