The sad part about the DOW being this low is the number of FOOLS I have heard of pulling their money outta the market NOW!! I have a brokerage license, just so you know I am not a TOTALLY worthless opinion, and I would tell my clients who have 5 or more years that this is the BEST time to put more into it since, lets say 2003? I don't understand people who think a stock is good at $30/share (lets say a GE, for arguments sake) and then wanna dump it when it is down now in the 11-12 dollar range???? I told my father-in-law, when it hit $11/share to double down on it in his savings and securities account. He has lost 50% of his "mutual funds" and thought I was nuts. I posed the obv question to him, do you think that GE will get to $16/share before the market gets over 12,000 again? If so, DO what I say and if not do it the way you have been and wait it out. He said he had faith in GE but wanted to wait a couple days to move, so what do you think GE did the VERY NEXT DAY???? Jumped 15%...LOL I only mention this because it is something to think about in a very REAL sense. A company like GE is not going outta business, period, no question. They are to diversified to have that happen, but there ARE companies out there you need to watch and do your homework on at this time. It MAY be the right time to sell some things, but not to keep the funds outta the market, but maybe put it in a "bellweather" stock that WILL be around (for sure that is) and see a better return then the WHOLE market.
I am not the world's best financial advisor, I would never even claim to be, but I can give as good advice as the experts at this point....LOL Good luck to you all and lets PRAY TO GOD Obama can do just PART of the grand things he has promised. Doubt it, but am praying for something to give while my 401K, which is now a 201K, still has a "K" after the numbers

Rob