we bought our first house 6 years ago and up until march of 07 i hadnt missed or been late on a payment. still have not missed but have been a few days late in the last several months. the first time i was three days late and you would have thought i murdered some one. i got three phone calls in one day regarding the issue. but my wife was laid-off , gas was 4.25 a gallon , i drive 58 miles to and from work a day and have a 2 1/2 year old son that has to eat. i want my own bailout!!!!! but life goes on and im sure we will make it through and see better times hopefully.



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