Any tips for a first time home buyer? (Louiville area)

[DJD]

Amen to that.

Not to mention the sinus and allergy problems Ive developed since Ive moved here. The only time I ever can take a deep breath and have 100% clear and free airways and no sinus pressure is when Im down there on the beach, pier, or boat with my head turned to a south facing wind. Its magical for me.

*opens sinus decongestant and pops tylenol*

Man you ain't kidding! I never really had the kind of sinus issues I have now. It's getting better each year but it sure does cripple me at times.

[mhall]

Man you ain't kidding! I never really had the kind of sinus issues I have now. It's getting better each year but it sure does cripple me at times.

My allergies have been worse this year than any year I can ever remember.

I'm keeping Afrin in business, lol.

[BASSKING]

be patient and get the deal you want. it shouldnt be that hard now cause its a buyers market.

me and my wife settled on the first home we bought and it was a huge mistake. now we have what we want and what we should have bougt the first time.

dont settle for something ya dont want if you dont have to and be patient and youll be happy with your purchase.

[stoner]

Since you stated you are 1st time home buyers you will get the 8000 tax credit. Since the home is a repo you will want to research the deed and make sure there are no other liens that were not accounted for during the master commisioner sale. I would think the bank has bought this property back and is trying to cut their losses so offer well under the list price (you can always come up) if this is a private seller don't offer too low as you can insult the seller to the point they won't deal at all.
With that being said you will have 30 days beyond the closing to purchase buyers title insurance be sure you get it.
Definately get the home inspection, there will probably be no contengencies allowed so make everything as simple as possible.

[JD7.62]

The house is a bank owned repo. Priced at $100K less then other homes in the neighborhood for sale.

[mhall]

Whatever you buy have a thorough and I mean thorough home inspection done. Get a reputable outfit that will look for anything and everything. Also consider location and the type of people that will be living near you also very important. Owning a home of any type demands alot of work and time factor this in.

I love when realtors use the term, ''Totally Maintenance Free'', trust me there is NO such animal out there.

That one goes right up there with..

Never play poker with a man named after a city or a state.
Never buy a car from a man with 200 dollar shoes on.
And last but certainly not least is...
Never trust anything that bleeds for five days straight and doesn't die.

[JD7.62]

Whatever you buy have a thorough and I mean thorough home inspection done. Get a reputable outfit that will look for anything and everything. Also consider location and the type of people that will be living near you also very important. Owning a home of any type demands alot of work and time factor this in.

I love when realtors use the term, ''Totally Maintenance Free'', trust me there is NO such animal out there.

That one goes right up there with..

Never play poker with a man named after a city or a state.
Never buy a car from a man with 200 dollar shoes on.
And last but certainly not least is...
Never trust anything that bleeds for five days straight and doesn't die.

So that's what Ive been doing wrong! haha

This place is in Crestwood, I could walk to Open Range!

[riverrat12]

So that's what Ive been doing wrong! haha

This place is in Crestwood, I could walk to Open Range!

Great another Oldham co. boy and I promise Mark and I won't drink all your beer hehehehe

[Col Forbin]

On any newly purchased home, In addition to the title insurance, buy a good home warrantee. They can be purchased cheap when you first buy, usually the seller will split the cost - under $300. This is good for a year, and will cover anything that goes wrong with the house outside of an insurance claim. They can be renewed, but the price doubles or triples to re-new. I wish we would have re-newed ours.

[DJD]

So that's what Ive been doing wrong! haha

This place is in Crestwood, I could walk to Open Range!

Ahh now we see why this is so appealing!
Seriously, get the deal that works for you guys. Your being smart by buying within your means and not your projected means.
I would want plenty of garage space and electric on everything...no gas.

A good home inspection is a must but if you have family in the bidness get them out there first as they will be better than anyone else finding faults. Then take that list and ask the inspector you hire what he thinks and if he agrees he can write it down as well. Might help get some more money off the selling price. JMO

[Tyme2fish]

My only advice is don't "Fall in love with a house." The house will NOT love you back.

My wife once mentioned in front of the car dealer that she "loves that car". I thought the dealer would crap his pants when I told the wife, "Well that car sure doesn't love you in return."

[JD7.62]

DJD, I dont know why we are buying within out means, apparently irresponsibility is awarded these days....

The only problem with Open Range is that they dont allow steel cased ammo and my AKMs shoot only steel cased 7.62 and 5.45 so I cant shoot there.

I suppose its a good excuse to buy a decent pistol to shoot there. Of course the one I really want (CZ-52) you can pretty much only get steel cased ammo for it. I just love that 7.62x25mm round!

T2f, I know what you mean. I fell in love with a boat once, and good Lord does that boat not ever love me back! The first trip out this year I had to use the trolling motor from Harrods Creek to Coxs Park!!!