Quote Originally Posted by wishniwasfishn View Post
Banks are nothing but thieves in my opinion, and I have nothing but disdain for them. I wish I could just bury my money in the back yard, and never ever have to go into a bank again.
My sentiments exactly. Sweetie Pie and I can't let our account at a major bank drop below $5,000 or they will charge us $18 per month "service fees." I have a 'secret' account at a bank in in Canada that doesn't charge service fees and a "HeBe" (HeBe mad if he knew I had it) account at my credit union that has no minimum balance service fees. We have some accounts at his company credit union that pays the best interest rates on CDs, IRA, Jumbo CDs and checking, and they don't charge service fees on anything. Both my HeBe account and our ECU accounts pay us lump sum dividend checks (in addition to regular interest) every 3 months and neither charge us service charges. I don't understand how the banking industry can have such a wide variance in their fees.

On the other hand we have 2 credit cards that we use for travel. Well......I was out of town and the credit card bills came in and they sat there with the rest of the mail until I returned 3 weeks later. One had a balance of $214 and they charged a $35 late fee; the other had a balance of $52 and they charged a $15 late fee. We have NEVER been late paying our bills, in full, at the end of the month and my payments arrived in their office ONE lousy day late. I called them because I felt the fees were too high for such a small balance. They essentially said, "You're lucky you had a small balance or we would have burned your pants off." I don't believe there is any way to win because the banking industry is so corrupt. I don't mind paying my fair share but I shouldn't have to pay for people who max out credit cards then give a "one finger salute" to the banks. They stick us with the bill for deadbeats by charging high interest rates and that is absolutely wrong.