I'm not one to sound doom and gloom but I'm thinking we may see 11% and 12% before it's all over...and I also think we're going to struggle for a long period of time to keep unemployment under 10%...perhaps into the summer of 2010 (or longer). I'm in construction and friends let me tell you, it is very bleak at best.

My .02 worth.

P.S. (I hope I'm wrong!)