One other thing......the only thing I have not figured out, and worries me is the ONGOING medical issues. If I had an ongoing medical condition that ended up causing lots of visits a year, I'd have a problem meeting the deductable, especially if I was out of work or something.

I still need to figure that out.....but for the most part, I'm with you on re adjusting my plan each year to get a higher and higher deductible........I started out with the 2500, then went to 3600 and am now at 4800.

Later,

Geo