Young people not having insurance....hmmmm....I don't have a lot to judge this upon...all I know is how things have worked out for me for the past 47 years.

I had insurance until I was 18 of, through my parents...then once I turned 18 I had a job for a couple of years that provided health insurance for me but I never once used it...then I got laid off, times were lean in the early 80's kind of like they are now so for a couple of years I bumped around from one pathetic low paying job to another, none of which provided me with healthcare insurance...then when I finally did land a decent job (I was probably 23 or 24 by this time), I didn't take the insurance because it wasn't mandatory to have it at that time. So I said heck with it, give me the money instead of the insurance....and the honest truth is I didn't have health insurance again until I remarried around the age of 35.