I'm not sure where the insurance crap got started, but in my opinion insurance is the single biggest rip off there ever was, PERIOD! The companies will raise your rates in a heart beat whether you've ever filed a claim or not...but by golly when it comes time to file a claim they give you every excuse in the world why they can't give you this or that or whatever...which is one of the reason I chose to go without healthcare insurance until I was 35...#1 I couldn't afford it and #2 I always felt it was a rip off.




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