Healthcare Insurance..... out of control!

[DJD]

My friend just got a quote on what the family plan will cost her at work. $750 a month!! Now how in the world can single/divorced single income people afford that? When you consider a mortgage, life insurance, dental insurance, food, clothing, car payment, car insurance, utilities and retirement if possible I can see how people get in financial trouble.

What a racket!! We need reform for sure...I don't want the gubment healthcare option I just want to see tort reform, competition across state lines and illegals not being covered for free. The little guy is getting pushed into poverty no matter how hard we try to provide for ourselves.

[Devils Horse]

That's pretty steep, her employer must not subsidize part of the cost like most do. Seems she'd do better looking at KCHIP for the kids, and taking a lower cost single coverage plan at work.

Tort reform won't be happening because all ranking politicians are lawyers.

I don't know why free competition across state lines is not the norm, but I'd guess state level pols have as much to with that as the feds.

In many people's opinion illegals cannot constitutionally be excluded from government healthcare. Look for an ACLU lawsuit coming to a theater near you.

There are no easy answers, but calling for the government to fix healthcare will elicit the following response: A federal program that spreads healthcare costs for everyone, working or not, legal or illegal among all tax payers.

[greenriverman1]

You know that the gov would have to save all Americans a lot of money if they would deport the illegals.

Deportation would save us money on health care, crime, food stamps and many other costly items.

Our gov, both parties are not working for us any longer. They are out to help themselves.

[mhall]

Illegals were a big part of getting his excellency in office, they aren't going anywhere.


I agree Tort reform and get rid of all illegals and MOST of the problem is solved. But it's not going to happen.

Yes Don it's a complete and total rip off, Insurance companies are nothing more than legal Gangsters.

[RoadToad]

You know that the gov would have to save all Americans a lot of money if they would deport the illegals.

Deportation would save us money on health care, crime, food stamps and many other costly items.

Our gov, both parties are not working for us any longer. They are out to help themselves.

A nice idea, but kind of simplistic. Just how much WOULD it cost to deport 20,000,000 people? Logistically, how are we going to accomplish it? If it truly is affordable and "do-able," then I'm all for it.

[GeoFisher]

A nice idea, but kind of simplistic. Just how much WOULD it cost to deport 20,000,000 people? Logistically, how are we going to accomplish it? If it truly is affordable and "do-able," then I'm all for it.

The EASIEST way is to NOT let them work.......they will go home on their own.

Lots already have.

And with regards to SENDING them HOME........you could send a WHOLE hell of a lot of them home for the cost of a RIDE on a military transport aircraft.........Fly them to checkpoint cities around the border.....

I suspect logistics is really NOT the problem.........getting MEXICO to take them back is though.......



Later.

Geo

[greenriverman1]

A nice idea, but kind of simplistic. Just how much WOULD it cost to deport 20,000,000 people? Logistically, how are we going to accomplish it? If it truly is affordable and "do-able," then I'm all for it.

Not all but some Illegals that come here do not have Jobs and resort to stealing to survive. Some folks get hurt because of this or dead.

Some end up in prison.

Some have babies or strokes or broken bones.

Some get food stamps and welfare.

Some push drugs.

What is the cost?

I'll tell you what I think. I think the cost is votes. Which ever party is in charge at the time would lose votes. That is why I think that they are not deported.

It will cost more to deport them the longer we wait.

So what do our political leaders do. They attack a good man for doing what is right. Sheriff Joe Arpaio.

This 20,000,000 people we are speaking of if they had jobes they are taking american jobes.

[RIBLUEFISH]

She should be able to get private insurance for less than $350 a month for a family plan. We had one with Humana 2 years ago and for a family of four our premium was $265 a month with $25 co-pay for doctors visits. I believe it was called Humana One. The only thing I will say is their customer service was not the greatest, but, we were on it for a short time and did use it with no problems.

[know1]

She should be able to get private insurance for less than $350 a month for a family plan. We had one with Humana 2 years ago and for a family of four our premium was $265 a month with $25 co-pay for doctors visits. I believe it was called Humana One. The only thing I will say is their customer service was not the greatest, but, we were on it for a short time and did use it with no problems.

Yep. The cost of my wife's insurance through my work's plan is higher than it costs us to just get a private insurance policy for her.

That being said, I maintain that the insurance industry itself is the reason rates are so high.

We are in essence paying someone to pay for our healthcare for us. Why can't we do it ourselves and cut out the middleman. The insurance industry is making a profit and paying salaries out of our money before they use our money to pay for our healthcare.

I think we should go to catastrophic health insurance only and let the consumers find the rates they want to pay for the actual care.

[GeoFisher]

Yep. The cost of my wife's insurance through my work's plan is higher than it costs us to just get a private insurance policy for her.

That being said, I maintain that the insurance industry itself is the reason rates are so high.

We are in essence paying someone to pay for our healthcare for us. Why can't we do it ourselves and cut out the middleman. The insurance industry is making a profit and paying salaries out of our money before they use our money to pay for our healthcare.

I think we should go to catastrophic health insurance only and let the consumers find the rates they want to pay for the actual care.

Do you know how much ADMINISTRATIVE costs are associated with most health care companies.....I KNOW.......

To say insurance is the problem is simply WRONG........and who do you think will run a government system, or the "public option". Since GUBMENT can't do anything right, how do you think they will do administering health care....

I bet you didnt' know that there are FEDERAL MANDATES as to how much an insurance company MUST pay out.....There is very little left for overhead.....and what is saved between overhead and costs, are taken as profits.......

If you really want to get creative, NON-PROFIT insurance companies "should" be the BEST of the BEST, but they have the worse ASO costs, the WORSE administrative costs, the WORSE performance, and the WORSE customer satisfaction in the industry........

[slippedcork]

DJD, I would tell your friend to get on the illegal alien plan. Alot of people think they have the best plan, just show up at the ER and everyone else working will take care of the bill. If the Illegals love it we should use it also. We have a president and congress trying to fix this problem and getting fought all the way. Im getting confused, does anyone want affordable coverage for all or priced out of the system for but a few. Danged if I know and I have a cadillac plan according to the administration. I am willing to be taxed so all can have coverage, or I can see my rates continue to increase over the yrs like in the past for nothing.

[Chubminnow]

I'm 47 years old and I can't remember a moment in time when insurance wasn't a rip off. Granted things are worse now in regards to insurance than they ever were, but I still don't ever thinking insurance wasn't a rip off. In my mind it's a necessary evil.