Quote Originally Posted by know1 View Post
I think we really need to look into some sort of catastrophic insurance plans and let us pay directly the stuff that we use insurance to take our money and pay for us currently.
There are people even unwilling to pay a few thousand dollars.......I have catastrophic insurance and would have a hard time paying the 4 thousand dollar deductable every year if I had to for say 2-3 years......but that 4k a year is a VERY small percentage of the overall bill for a catastrophic incident.

In my case, when ANYONE in my family visits the doctor, I tell them UP FRONT, that I'm paying this expense out of my HSA dollars. Sometimes it is cheaper because of negotiated rates, but most times it is not, but I KNOW what is being paid, because I'm PAYING it.

I do believe that some costs........most costs are elevated to some extent due to insurance.......this is simply because of all the Medicaid and MEDICARE business that is out there. Eliminate some of that WASTE and OVERBILLING, and maybe we will see the REAL cost for stuff......

I don't know the answers, but I do know NO GOVERNMENT ENTITY can manage health care better than the existing health care companies.

* I'd love to see the gubment CRUSH anyone abusing the system........Destroy any company or business overbilling Medicare and Medicaid.

* CRUSH any PERSON abusing the system.......throw their asses in jail.

* Doctors overbilling and defrauding the system should lose their licenses, and be JAILED.

* Fraudulent Lawsuits.......THROW the lawyer and the perp in JAIL......get tough on this CRAP.


If we eliminate FRAUD, eliminate WASTE, eliminate Lawsuits, etc, etc......we can clean up the system, and GENERATE savings for the public.....THOSE are easy things to accomplish without a 1500 page ******** bill.

Later,

Geo