Quote Originally Posted by GeoFisher View Post
RIGHT.

So you TELL ME........who will administer the mess without insurance companies.......

Insurance as it sits today is NOT perfect, but for the most part, it works.

SURE there are some problems, and some SERIOUS problems, but for 95% of all customers, it works just fine.

And KNOW1......if you hate the Insurance Companies so much.......DON'T BUY INSURANCE......save your premiums and pay the costs yourself.....SIMPLE.
See that's the thing. The way it is now, you can't afford not to have insurance because the insurance companies have driven the cost up so much and eliminated any real competition for services.

You wouldn't need to have anyone administer anything if people just paid for health care out of their own pockets.

Think about how much more money our companies could pay us in salary to afford health care if they weren't paying all those premiums. What if people put the money they pay in premiums into some sort of tax sheltered, growth investment from day 1 that they were employed. I figure I'd have about $75K sitting there right now when you add in modest growth and extract the money that I've actually spent on health care over the years.

Someone else said that you need the large pool of people in insurance to make the costs low, but if we talk about insuring everyone, then that goes out the window. The whole thing is like a giant panzi scheme destined to collapse.

I don't hate the insurance companies, but I recognize that their existence and our blind reliance on them, coupled with the fact that people don't actually pay for their health care is a significant part of our problems with the cost of health care.