First, fluorocarbon isn't made for topwaters or other baits made to stay up in the water column. It's very dense, which makes it sink and makes it very sensitive. Fluoro is made for finesse presentations, as well as for jigs and soft plastics that keep in contact with the bottom. It's also engineered to detect the lightest bites. It can also help with crankbaits when trying to get them down and KEEP them down in the strike zone.
Braid, in my opinion, should only be used with topwaters, frogs, jigs, and soft plastics, and especially in heavy cover where your line can get frayed up easily. Fishing heavy cover can nick mono and fluoro, leading to breakoffs and lost fish. I even use small braid as my main line for FNF, with a fluorocarbon leader attached to the fly as well as the three-way swivel.
Mono is great for topwaters and crankbaits because not only does it float, but it provides stretch and won't rip the treble hooks from a fish's mouth like stouter lines can. Mono is great for night fishing too because many of the manufacturers make it in fluorescent colors visible under a blacklight. However, there are fluorocarbons out there -- and I don't mean copolymers -- that glow under a blacklight. Stren makes a fluorescent 100% fluorocarbon.
Depending on the situation, all the lines mentioned above have their place and purposes. As long as you utilize each line's purpose, you should have an all-around base of equipment for fishing.
Using one kind of line, and ONE LINE ONLY, hurts your chances of catching the fish of a lifetime. Some lines outperform others in certain applications, so it's good to have each one of them for particular situations.



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