I can see your point, and I am sure most of us do not think about the negitives while we are fishing in the winter. However, I don't think the fear of falling out of a boat into 45 degree water will deter winter fishing for those who prepare, who don't mind the cold and wear equipment to keep them afloat and warm until they are off the water. I think the key here is...be prepared. I have been overboard in 45 degree water and made it out alive, but it was because of a ladder and floatation device that put me back into the boat. Winter fishing is not for eveyone, but for those that do, we must be prepared and safe.