I dont think either has an over the counter warranty. Some dealers will give you a replacement rod when you bring in a broken one and keep the rod that comes in. I took a Loomis rod to backwaters and they gave me a rod off the shelf and I paid shipping. Shipping has always been $25 for Loomis rods at Backwaters and I sent several back so trust me. But its up to the tacklestore if they want to do that. The only real over the counter warranty I know of is at Dicks sporting goods with certain items. I dont have a cumara but I have at least one of every other Shimano rod and they are great no question. I also have several Loomis rods GLX, IMX, Spinnerbait series, crankbait series. I love all of them and a couple I got cheap used at Backwaters. The warranties are both adequate go with what feels best take you reel in and put it on the rod before you buy and see how it feels. Thats whats most important.