I'll never buy another Dell.

We often buy stuff on same-as-cash terms. We applied for a 12 months same-as-cash offer on a Dell PC, and were informed that we were turned down. After some digging, I found out that we were turned down because we had a history of buying stuff on same-as-cash terms, and <gasp> paying it off before the 19&#37; retroactive interest rate kicked in.

They only accepted the folks they knew they were going to rack up those heavy finance charges on.