I am from the government and I am here to help!

[apb]

I'll say this real slow so YOU get it.

Most people save and invest in plans like 401k/IRA so they don't have to rely on SS fixed income.

Most people know that if you're relying solely on SS for your retirement you'll be lucky to afford a box of nightcrawlers once a month to fish with.

Most people would rather the government didn't forcibly make them pay into a broken system so they could take that money and invest it for their retirement.

Most people believe the SS system will fail because it's been managed to insolvency by the federal government, and the fact it's paying out way more than it takes in.

Did I lose you?

If you changed "most people" to "most people with half a brain", I would agree with you. Unfortunately, too many people around who are depending solely on SS for retirement.

Andrew