You raise a very valid point. People usually use a drivers lic all the time. A boating permit does not mean you would use it all the time. I'd like to see an online test that must be passes before the permit is renewed each year. I think it's unrealistic to ask for an on the water test. Simply understanding the regs and having to take an online test would be enough to get the rules of the water out there.

FYI, it is against KY law for anyone 12-17 to operate a jetski (or boat over 10hp ?) without a boatng permit.