If you shop around or find some on sale, you can get LC pointers for around $10. IMO they really are worth the extra money - the hooks are way better, they suspend better, and I have had much more luck on them. I have had days where my X-raps have out performed lucky crafts, but on average I do better with the lucky crafts. You aren't really as likely to loose jerkbaits as much either - I am usually fishing them in 12-15 feet of water so they aren't getting hung.

If you are set on spending less money, the X-raps or old school smithwick rogues are the way to go. You can get suspend-dots (lead tape already sectioned off), and you can stick them on there to help them suspend, or make them suspend slightly nose down if you want them that way.