I fish Ky Lake but I have bank-fished it for 6 yrs and the best advice I have is to stick with the boat ramps, (especially older ones less used or ones with lighting nearby) thse work great throughout the year. And any points you can get to (usually more accessible in winter but less water). If a ramp had a dock, rip-rap, wood, grass, etc. neaby then so the better but always begin with a ramp. Ramps are solid structures that dont move and generally run far into the lake. Take it from there and good luck



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